Saying by J Paul Getty

For Yourself : The No. 1 guideline to success is you must be in business for yourself. When you work for someone else, you sell your time at wholesale to your employer, who then re-sells it at retail to the customer.

Efforts : I'd rather earn 1% off a 100 people's efforts than 100% of my own efforts.

Money : Money is like manure. You have to spread it around or it smells.